Easy Merchant Cash Advance – Due to their high approval rate and inconvenience free terms and procedures, Merchant Cash Advances are now ending up being a highly preferable approach of financing capital. A little company with a constant stream of credit card sales can receive from 50 000 to 1.5 million Rand to use for whatever their requirements may be. Can you picture the opportunities and possibilities your business could strive upon with this capital?
Company cash advance suppliers anticipate their money to be paid back within the predetermined payment term. While loans are repaid with interest, the advance is repaid with a fee that is computed as a percentage of the credit card sales of the organisation. Just as the interest rate for long-lasting loans is greater than short-term loans, the charge charged for the advance also increases with the term of the advance.
In addition to the advantages it provides you an excellent source of competitive advantage by permitting you to take financial opportunities at the earliest. Keep in mind, time is loan! If you keep awaiting your loans to pass, then your competitors will march ahead. Don’t wait any longer, choose for an MCA and take your company to the new heights it is worthy of.
The RE exams can be a challenge to pass and lots of people take the exams more than once before passing. There is a large amount of course material and Lets Study Training Services offers you a workshop where we take you through the process, by doing mock exams can help you pass your exam.
What examination must I write?
Both the RE5 and RE1 are Level One examinations. RE5 is for Representatives and RE1 for Key Individuals. The RE3 examination is for licence category II candidates.
The FSB determines the fee. Currently it costs R1226 per exam, also in the case of a re-write.
What preparation material is available?
Please make sure that you first read the FSB’s Preparation Guide to see to it you follow the ideal procedure in preparing.
RE Exams – Both the RE5 and RE1 are Level One exams. RE5 is for Reps and RE1 for Key Individuals. Fully updated resources are available for those requiring access to the legislation applicable to the regulatory examinations. Please make sure that you initially read the FSB’s Preparation Guide to make sure you follow the ideal procedure in preparing. Remember that this exam tests your understanding about the laws applicable to the provision of financial advice and intermediary services. The questions are based on extremely specific qualifying criteria set out in the FSB preparation guide.
RE5 Study Material
RE5 Study Material – The amended requirements contained in the 2017 Determination of Fit and Proper Requirements will impact on the content of the study material for the REs.
RE1 Study Material
RE1 Study Material – It appears that numerous candidates underestimate the significance of correct preparation for this professional examination.
There are two standard documents which candidates need to study in order to ensure success:
The FSB recently updated its Level 1 RE Preparation Guide for Key Individuals and also Reps. Without at least reading through this, candidates have no idea of what to anticipate.
RE1 Exam – These regulatory exams form part of the competence requirements, and consist of two levels:
Regulatory examinations Level 1: These regulatory examinations must be completed within 2 years of appointment or approval. People currently in the industry appointed or approved between 2004 and 2009 must complete these regulatory examinations successfully by 31 June 2012. People entering the industry from 2010 must complete these regulatory examinations successfully within two years of appointment / approval.
RE Exams Expense
RE Exams Expense – The RE exam expense is R 1226 per examination as well as for rewrites.
FAIS Examinations – The students that are required to write FAIS examinations are reps that work in the insurance sector as well as provide guidance and/ or intermediary services to clients. The most common professions or work positions for the delegates who are attending the workshops are primarily, Sales Consultants, Client Services Consultants, Claims Advisors, Broker Consultants, Underwriting Managers, Retention Consultants, Branch Managers, Team Leaders, and Key Individuals and Sole Proprietors. The learners are required to rewrite FAIS Regulatory Exams (RE) Level 1 (RE 5 or/and RE 1), if they have not passed
Inseta RE5 – The content of these regulatory exams are based on the regulatory structure and the regulatory role of the individual, for instance the FAIS Act, Code of Conduct, FICA and so on. Please refer to BN 105 Annexure 1 for even more detailed information regarding the content. These regulatory exams are mandatory and all representatives and also key individuals are required to complete these regulatory examinations.
What Is RE5 Qualification
What is RE5 qualification – All Representatives, including those employed or mandated by an FSP, who provide a financial service to a client (excluding a person rendering clerical, technical, administrative, legal, accounting or other service in a subsidiary or subordinate capacity which does not require judgment or does not lead to a specific transaction in respect of a financial product in response to general enquiries) are required to write this exam.
Difference between RE1 and RE5 – RE1 is a basic exam that applies to all key individuals and sole proprietors in all the Categories. This exam contains 80 questions. All sole proprietors as well as key individuals that are responsible for managing and supervising a company relating to the rendering financial services for FSPs in Category I, II, IIA, III and IV are required to write this exam.
RE5 is all Representatives, consisting of those employed or mandated by an FSP, who render a financial service to a client (excluding a person rendering clerical, technical, administrative, legal, accounting or other service in a subsidiary or subordinate capacity which does not require judgment or does not lead to a specific transaction in respect of a financial product in response to general enquiries) are required to write this exam.
Regulatory Examination – It is accepted worldwide practice and standard to establish professional examinations for professions. The FAIS regulatory examinations are, therefore, not one-of-a-kind.
RE5 certificate – There are daily requests for duplicates of outcomes, or RE1 certificates and RE5 certificates from candidates who mislaid their own. You can download and install these from the website of the company where you wrote the exams.
RE1 Examinations Study Material
RE1 examinations study material – The Inseta website has been redesigned, and students wishing to download and install the preparation material for the regulatory examinations may experience some trouble in finding it.
How To Pass RE5 Exam
How to pass RE5 exam- The first two will be easiest for those who understand their material well. Levels 3 as well as 4 are usually much longer type questions, requiring much more thinking to reach the right answer.
A simple bit of math will certainly reveal that 35 of the 50 questions in the Representative’s examination are taken from levels 1 and 2. This constitutes 70% of the questions.
When it comes to the Key Individual examination, it is 54 of 80 questions, or 67.5% of the questions.
A longer type of question will take more time to read and answer than a shorter one, yet a right answer for either type of question will only score one point. According to the exam tips from the regulator, the following is a guide to the time allocation per type of question:
– Knowledge: ½ – 1 minutes per question
– Comprehension: 1 – 1½ minutes per question
– Application and analysis: 1½ – 2 minutes per question
This is clearly just a basic guide, yet it helps to know where you can save time, and where you are most likely to spend more time.
RE5 Training course
RE5 training course – In truth there is no course for the RE5 qualification. There are however workshops that usually strech over 2 days where you will get the assistance you require to pass your RE5 exam.
RE1 Training course
RE1 training course – In truth there is no course for the RE5 qualification. There are however workshops that usually strech over 2 days where you will get the assistance you require to pass your RE5 exam.
RE Exams Registration
RE exams registration – There are several centers where you can register for the RE exams, the most popular being Moonstone. Some of the workshop providers will also assist you with your registration when attending the workshops.
RE5 Study Material pdf
RE5 study material pdf – The study material for both RE1 and RE5 is available in pdf format from the INSETA website. When attending a workshop to prepare you for the exams you will most likely receive the printed material.
The Financial Advisory and Intermediary Services Act, 37 of 2002, (“the FAIS Act”), came into effect on 30 September 2004. The objective of the FAIS Act is to:
Protect consumers, and Professionalise the financial services industry.
The Act requires all financial advisors and intermediaries (providers) to meet certain competence requirements. At the time, the competence requirements consisted of experience and qualifications. To aid industry participants, the initial qualification requirements needed to obtain a licence to act as a provider were “reduced” from full qualification requirements to skills programmes (or credit requirements) to help those in the industry that did not have any formal qualification as well as those who had to start with studies as a result of the promulgation of the FAIS Act. The intent was always to gradually increase the qualification requirements to the requirement that providers should have full qualifications.
Consequently thereof, the Decision for Fit and also the Appropriate Needs for Financial Services Providers, 2003, had to be assessed. The FSB started an extremely intensive consultation procedure with the industry regarding the competency requirements. A “blank slate” approach was followed. Simply put, the existing Fit and Proper requirements were set aside completely and industry stakeholders were welcomed to provide input as to what requirements would be suitable, reasonable and “workable for them”. Input was likewise acquired regarding what would be a useful and efficient method to implement the requirements, and what those requirements should be? The consultation procedure with stakeholders begun in October 2006 and continued up until September 2008. The consultation was open to any provider, individual, industry associations, professional body etc. Participants were mostly product experts, professional bodies, industry associations, providers, representatives from larger corporate companies, and even training providers that specialise within the financial services industry.
Regulatory examination — It is accepted worldwide practice and standard to establish professional examinations for professions. The FAIS regulatory examinations are, therefore, not one-of-a-kind. The purpose of the regulatory exam is to establish a minimum standard in regards to the following:
Knowledge and understanding regarding the role and responsibilities of a key individual or a representative under the FAIS Act. Although the FAIS Act has been in operation since 2004, it was generally accepted that the level of understanding, awareness and understanding of the responsibilities enforced by the FAIS Act on providers was lacking. This led to non-compliance with the provisions of the FAIS Act for instance; providers did not provide clients with the needed information as required by the FAIS Act.
Providers are further under the misconception that ensuring compliance with the legislation is the responsibility of the compliance officer. This is not the case– the key individual is accountable|liable to ensure compliance with the FAIS Act and also representatives also have specific responsibilities in respect thereof. The compliance officer is responsible for the monitoring of compliance only.
It was agreed that a once-off regulatory examination should|ought to address the problems referred to above, and would ensure that all providers have a proper understanding of their specific regulatory roles. The examinations would be compulsory for everyone rendering financial services to clients. This was also viewed as part of the objective to professionalise stakeholders in the industry and to have confidence that providers know as well as understand the legislation that governs their industry.
Students who attain these unit standards will be able to plan and conduct assessments within their field of know-how. This programme also covers the abilities needed to create and establish reliable assessment tools, within an outcomes-based framework.
Learners will be needed to finish a Portfolio of Evidence to support the proficient findings of the assessor. The student will be supported and directed towards reaching this objective.
With these unit standards, successful learners will be able to pursue a career as a/an:
Human Resources Consultant
Training and Development Specialist
Training and Development Manager
What does an assessor do?
In the context of education, an assessor identifies whether a student is proficient in relation to the requirements or results for a specific system basic or qualification on the National Credentials Framework (NQF). An assessor is accountable for:
Explaining the assessment process, as well as the required outcomes, to the learner.
Assessing the learner’s competence.
Giving constructive feedback on the assessment to the learner.
Recording the outcomes of the assessment.
This is a thorough course for effort prospects wanting to get in the expert market of training and advancement. Educators in addition to assisting in learning, require to be competent assessors to comprehend how reliable they have actually been in transferring learning. Our thorough course will supply you with all the necessary abilities and understanding for a successful profession in Assessment.
This course is designed to prepare you for a range of obstacles faced when dealing with learners in a school or the office environment. Understanding how to handle tight spots objectively, and with tact, is as crucial as being educated about the training and advancement of office abilities. The course is very useful and permits you time to internalize your discovering through activities, so you are be able to finish your POE on the last day.
In short, the workshop prepares you for writing and passing the exams.
The RE1 and RE5 exams are exams that you physically write at an exam provider such as Moonstone. The exam consists of a set amount of questions and a prescribed pass mark that you have to achieve. You have to register and pay the set fees at the provider when you register.
Upon the successful completion of the exam you will be awarded the certificate which is issued by the exam provider.
The RE1 and RE5 certification is not a SETA accredited certification and also does not count toward your NQF points.
The RE1 and RE5 workshops are provided by service providers who are not necessarily registered as exam providers.
The exams are difficult and there is a huge amount of information that you need to know to pass the exams.
The purpose of the workshop is to provide you with a deeper understanding of the study material and the knowledge to enable you to pass your exam. Lets Study is a Workshop Provider and we have our own exclusive learning material which is condensed so it is easier for you to study for and pass your exams.
The reason why people do not write the exams directly after attending the workshop is that you still need some time to study the material.
The knowledge you attain at the workshop combined with your self study will enable you to pass your exams successfully.
The workshop and exams are separate costs, the cost for the exam at Moonstone is around R1300, and should you fail you will need to register again and pay the prescribed amount again.
The workshops cost is around R1995 – R3000 for a two day workshop (6 hours per day). This cost does not include the exam fees payable when registering for the exam at the exam provider.
Attending the workshop does not guarantee that you will pass the exams, BUT at Lets Study we are confident that once you have attended our workshop and have our exclusive study guide you will pass. We back this up with the only guarantee you will find, if you do not pass after attending our workshop we will enroll you in the next workshop free of charge.
The Advantages of Home Buying Programs For Single Parents
Several shops and groceries stores are now offering home buying programs for single parents. Single parents may not need to go to stores and shop personally. All they have to do is avail the home buying programs for single parent. Home buying programs for single parents covers shopping through website. You can shop online with a discounted rate and goods are delivered in front of your doors.
Saving energy and time means a lot to single parents. Their saved time and energy may be used to other useful things or chores. Single moms and dads are very thankful with these home buying programs for single parents, which afford them more time to monitor their kids’ activity.
To avail one of the ome buying programs for single parents, a mom or a dad must apply for membership. They may register at various shopping malls, websites, groceries, drugstores, bookstores, bakeshops or hardware stores.
The home buying programs for single parents are not only available at product oriented establishment but also at service oriented establishments. Service oriented establishments include barbershop, hair salon, massage and spa, health care and dental care.
Home buying programs for single parents offer products at discounted rates while others offer a ‘buy one take one’ scheme. Some establishments also offer surplus products in good quality conditions.
Service oriented establishments normally offer rebates or discounts. Sometimes they even offer free services for single parents. They even offer home rewards based on the consumables.
Home buying programs for single parents also offers home rewards wherein a mom or a dad can earn points for every shopping or services that they availed. Earning points in home buying programs for single parents have a corresponding product or item.
Home buying programs for single parents also offers free delivery. Members of home buying programs for single parents may place their orders via internet and through phone. Customers who purchased through home buying programs for single parents don’t need to pick-up the goods. All they have to do is wait for the items to be delivered at their doorsteps.
Some establishment requires certain distance to deliver the goods to their local customers. Customers living outside the delivery perimeter do not have to worry. The establishment offers delivery charges that every single parents will surely can afford.
Establishments also benefit greatly with their home buying program for single parents. The program minimizes and controls the number of people purchasing in the store, which in effect lessens the number of personnel. Home buying program for single parents also decreases the tension felt by the crews in dealing customers not to mention the advantage that they give to single parents.
Establishment offering home buying programs for single parents sprouted like mushrooms through years because of the advantages it caters to the single parents.
Single parents who come home straight from the office do not have much energy to carry heavy load of shopping items. It is very clear and understandable that single parents also need to rest and recharge their energy. Some single parents are not well informed about home buying programs to save on energy and cut the cost of their expenses.
Single parents who are in doubt of availing the home buying programs due to lack of information may simply call the desired establishment they wish to register for home buying programs for single parents and ask for their assistance.
Single parents should not take for granted the home buying programs even others are requiring for membership with payments in a lower amount. There are other establishments that are offering home buying programs for single parents with lifetime membership. Just think of the advantages of home buying programs for single parents that will bring to the life of single parents. The quality time, quality product and reserve energy that single parents will enjoy because of the home buying programs for single parents.
Single parents nowadays are very blessed because of modern technology they are now enjoying. These are one of the benefits of modernization. Computers and telephones are considers as necessity especially for single parents. Because of computers, establishments can create strategies and techniques to that can give convenience to people like the home buying programs for single parents.
Dating gorgeous Ukrainian ladies with antiscam protection
A lot of men dream to find a loving woman from Russia and Ukraine but become victims of scammers – people who start virtual or real relationship with the goal of swindling out your dollars. Last internet researches show that 80% of profiles submitted by charming Ukrainian brides at free dating services with online subscription are totally or partially false. Of course not all of them are scammers . Many are real brides but they do not provide true information about them: they cheat about their age, marital status , goals, they upload pictures which are so modified that you would never recognize this lady in real life.
There are two steps to protect yourself: 1. Try to avoid big dating sites ladies subscription is made by Internet. The reason is simple: when a lady fills the form in the internet you have no guarantee that the entered information represents the reality. You will see a photo of a beautiful Ukrainian lady with a perfect body; educated, faithful, honest , a good cook and so on but you will know too late that there is a scammer hiding behind. 2. Find a reliable local Marraige agency where Ukrainian brides PERSONNALY subscribe at the agency office. In this way you will have a 100% GUARANTEE that all Russian and Ukrainian brides listed in the Marraige agency catalog really exist, have authentic recent pictures and are REALLY sincere. Trustful agencies will never ask money before you get first impression from selected Ukrainian brides.
A reliable Marraige Agency makes not just an arrangement of your meeting but will help you until you create a long-term relationship or marry the Ukrainian fiancée. The fact that all brides at the catalog are from one town is a good sign. It means that the agency does not accept brides profiles sent by internet. This way you have a guarantee that you will find a REAL lady, sincerely motivated to find the man of her dreams.
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Some individuals resolve to stay in their marriage for their children. They want to break free and to start a new life but they don’t. They may later discover that they didn’t do their children any favors by staying in the relationship. They certainly weren’t happy and chances are everyone in the household was suffering because of what was going on emotionally.
The amount of damage that is going on right now for many children due to marital problems needs to be addressed. They are subjected to seeing verbal, emotional, and physical abuse. They may see affection or money withheld in order to exhibit complete control over the other party. None of these issues are good for children to be seeing and you better believe the will leave memories of a very unhappy childhood.
It is the emotional state of children that often keep people in a marriage when they want out though. They have heard all the horror stories about children with trust issues and relationship issues due to their parents being divorced. Yet it isn’t the fact that their parents are divorced that caused the problems. Rather it is often due to how things were handled before, during, and after the divorce.
It is often the actions of parents that are inappropriate and that damage children when a divorce takes place. The image of seeing your mom call your dad hateful names or of your father throwing dishes isn’t something that a child will soon forget. There are going to be rocky issues to deal with surrounding a divorce but do your best to shield your children from seeing them.
Children are going to pick up on the tension that is there between you and your ex spouse. They are going to be in the line of fire if there is still a great deal of unresolved conflict going on. It can be very unhealthy for them to see such issues taking place. It is possible to divorce someone and still have a decent relationship with them. It is possible for you to work as a team to do what is best for the children.
If you can work out details of the divorce so that the children are well cared for it will prevent them from being scarred. Messy divorces where both parties are blaming the other and getting the children in the middle of it aren’t going to benefit anyone at all. Never say hurtful things about your ex in front of your children. That person is still their parent and someone they both love and respect.
Make sure you take the time to talk to your children from their point of view about the divorce. Let them have some control over the direction those conversations take. They may have questions and you need to answer them. It is okay to let them see your emotions during the divorce as well. Just make sure you reassure them that everything is going to be fine. As long as they feel loved and safe they will be able to get through the divorce without ongoing problems.
You won’t be scarring your children if you do end up divorced. You do need to make sure you are well aware of how they are going to be affected though. You want to know what to expect so you can be there to meet the needs of your children. Make sure they know they can come to either parent for anything they need. You also need to consider your own actions. Make sure you are fully aware of how they will influence your children.
There are many well adjusted adults out there in our society that do have parents that divorced. They will be the first to tell you that the situation was for the better for everyone involved. It is refreshing to know that because the decision to divorce is one that doesn’t come easily. Yet if it is the right decision for your family then you just need to put the needs of your children first.
If your relationship is so bad that it has landed in divorce court, why would you want to stop your divorce? We all know that relationships are never perfect. Some may seem like they are but there are always little things that creep in and cause trouble. If these little things get big enough then divorce is usually the only option left.
But, if you want to stop your divorce and try to fix your relationship then more power to you. You will need it. If you found yourselves right at the brink then you are undoubtedly in need of counseling to put things back together. Do not think you can do this yourself. Get the help you need and get it soon. This is the only way you will be able to work through all the pain and anger that has built up over the past few months or even years.
A good counselor can help you both learn new and much more effective communication techniques. More effective communication techniques can lead to more understanding of each other’s faults and foibles. More understanding can lead to resolution of hurt feelings and the beginning of trust and respect returning to your relationship. When trust and respect are restored then anything is possible in your relationship.
Before you start to see a counselor take some time to write down issues you think need to be worked on. Encourage your spouse to do the same. If they refuse, do it anyway and write down that one too. If the marriage is to be saved then both of you have to give it 100% and make each other a priority.
Be careful though, not to put the full blame for the problems in the relationship all on one of you. It takes two to make or break a relationship. Some people may argue that it only takes one person to ruin a relationship but if you think about it when the problems get big if you both do not address them then the relationship is in deep trouble.
The counselor you choose can act as a neutral third party to help you wade through all the crap that has paralyzed you both for so long. The counselor can help keep the lines of communication open and keep things moving forward and also keep the fighting to a minimum.
The longer you wait, the closer to divorce you will get and the harder it will be to pull it all back from the edge of disaster. The sooner you both admit that you do still love each other enough to want to stay together but realize that it will take an enormous amount of love, patience and time to fix your relationship, the better off you will be.
Just do not expect it to happen overnight. It didn’t get bad overnight and you won’t be able to fix it that quickly either. All of this is necessary if you really want to stop your divorce.
According to the Center for Disease Control’s National Vital Statistics Report of 2002, 50% of first marriages ended in divorce and 60% of remarriages end in divorce. With these kinds of statistics, and with all the problems and pain a couple goes through, why do people still want to get married?
Even though marriage receives so much bad press these days, walking the aisle is still a very popular exercise. After all, it is human nature to want to feel nurtured and secure. Getting married is still very much desired for all its promise of unconditional love and companionship.
But marriage is so much more than just the wedding ceremony or the honeymoon. It is more than just the intimacy and fun that every couple deserves. Marriage is also about building a family. Traditionally, raising children is part and parcel of a marriage partnership — a task that entails the provision of shelter, clothing, education, and love without which no child can live without. Just as couples want to feel they belong to a loving relationship, so do their children. It also goes without saying that if a marriage is broken, the children would be emotionally affected by it together with their parents. The effects of divorce on children are important to any good parent. But it’s not always easy, when a marriage is struggling and someone is hurting, parents should also consider what the specific effects of divorce will be on their children.
There have been many specific studies focusing on the effects of divorce on children. Studies show that children from a broken family are emotionally affected by the marriage breakup and they know that nothing will ever be the same again. They fear change. Not just that the mother or their father will not be around, but they may also lost contact with their extended family, or school routines may change.
Children have a fear of being abandoned. When parents are at odds and are either separated or considering separation, children have a realistic fear that if they lose one parent, they may lose the other. The concept of being alone in the world is a very frightening thing for a child.
Children who have a natural attachment to their parents also fear losing other secure relationships such as those they have with their friends, pets, siblings, neighbors, and so on. Sometimes children are simply attached to their surroundings, and moving into new surroundings can cause an understandable negative reaction. Divorce has also been found to be associated with a higher incidence of depression; withdrawal from friends and family; aggressive, impulsive, or hyperactive behavior; and either withdrawing from participation in the classroom or becoming disruptive.
Academically, children are greatly affected because of their parents divorce or separation. Children from divorced families drop out of school at twice the rate compared with children from “intact” families. They also have lower rates of graduation from high school and college. Children from divorced homes performed more poorly in reading, spelling and math.
Moreover, children of divorced parents are more likely to become delinquent by age 15, regardless of when the divorce took place. Anecdotal evidence points out that parental divorce and living in a single-parent household can influence a person to have thoughts of committing suicide. Drug use in children is lowest among those children who have been spared from the effects of parental divorce.
Even if there are have been tension and problems at home, some children will be shocked to learn that their parents are getting a divorce. It may take some time for them to acknowledge and accept that their lives will be different. To help a child cope with shock and stress, parents should be patient with them, ease into the new routines and living situations if possible and constantly express and reassure their love to them. Based on research, these are the top five reasons why people get married:
1. To signify a life-long commitment 2. To make a public commitment 3. To legalize their partnership or for financial security 4. To formalize their partnership as part of religious belief 5. To provide security for children.
But long after the celebration of the wedding and years after the honeymoon, when reality sets in, many marriages fail to survive. Despite all the happiness and joy that was shared between the man and the woman during the early years of marriage, they end up separated or divorced — placing their children’s security, health, and well-being at serious risk.
A marriage quiz, will it hurt or help your relationship? This is a question you should be asking yourself before you submit your spouse or yourself to the quiz. The general truth of the matter is that more information is always better than less, but you have to be careful about interpreting the results of a marriage quiz.
Quizzes are popular; if they weren’t they wouldn’t show up so often in women’s magazines, purporting to tell you the truth about this or that. It’s also true that asking the right questions about your marriage can help your marriage become stronger.
The trouble is, an incomplete or too brief marriage quiz cab can cause you to become insecure, which can create problems, or at least stress, where there doesn’t have to be any. This is the primary reason that you need to take many, if not most of these quizzes with a fairly large grain of salt.
You cannot, no matter how convenient it might be, determine the future of your marriage by comparing the foods you like. Good marriages are not based on common culinary preferences, and a good marriage quiz isn’t based on this either.
Even the less silly quizzes aren’t really perfect because there are simply too many variables within every marriage. Which is a fancy way of saying that every relationship works differently, so any quiz that isn’t custom designed for your marriage is going to be painfully inadequate.
That isn’t to say there isn’t value behind the basic idea behind a marriage quiz, which is finding out more about your marriage. If you were forced to narrow down the primary reasons for marriages ending in divorce, then not communicating would be the reason. Most people simply don’t know enough about what is really going on in their marriage.
For this reason, coming up with your own marriage quiz might be an excellent idea. We have a tendency to keep our heads in the sand, not doing anything or even acknowledging that there is a problem until it absolutely can’t be denied.
At that point, it’s going to be much harder to fix the problems. A better solution is ask the right questions early and often. Make sure over the course of your marriage that you are always giving it a little tune up. Create your own marriage quiz and you will be well on the way.
You need to sit down with your spouse and ask yourselves questions about the marriage. Where is it going? What do we want? What bothers you? You need to answer these questions openly and honestly, and then act on the answers.
There are very few problems that can’t be solved in a relationship, and this kind of marriage quiz will put you on the right track. There are many, many guides and systems available to help correct any problems you find. All you need to do is find the help and guide that you need to create a better, stronger marriage.